EauClaireRecruiter Since 2001
the smart solution for Eau Claire jobs

Mortgage Loan Officer

Company: CCFBank
Location: Eau Claire
Posted on: September 8, 2019

Job Description:

Description

POSITION SUMMARY:

Responsible for soliciting, negotiating, underwriting and coordinating the closing of routine residential and construction mortgage loans in compliance with the Bank's policies, procedures and related laws and regulations.romotes quality mortgage loan customer service and related activities; engages in business development opportunities; develops good customer relationships; and markets and cross sells other banking products.established individual and Bank sales goals though active participation in sales management and officer call programs.

The following duties are primarily performed and which are essential for this position. Employees are expected to be able to perform each of these job duties satisfactorily and successfully to be qualified for the position.To perform this job successfully, an individual must be able to perform each duty satisfactorily. Other duties may be required and assigned.


  • Engages in business development activities and solicitation of new business; cross sells other banking products and services, referring customers to appropriate staff as indicated.
  • Reinforces the application of superior customer service through his or her own example along with appropriate follow through with involved customers and employees.
  • Establishes and maintains a close working relationship with mortgage and title companies, contractors, builders, appraisers, real estate agents and other real estate industry professionals.
  • Interviews prospective applicants or meets with existing customers; obtains necessary information and assists in the loan application process; helps applicants determine the most appropriate lending product to suit their needs, such as loan duration, interest rate and repayment terms; corresponds or re-interviews applicants to resolve questions regarding application information.
  • Performs borrower prequalification assessment and analysis of financial condition; carefully assesses and evaluates the risk of financing requests within the framework of the Bank's credit culture and current economic and industry trends; orders and reviews credit, flood zone determinations, and Desktop underwriting decision.
  • Authorizes commitment and decline letters.
  • Obtains sufficient information and/or documentation from customers; solves problems relative to processing and servicing of loans within his or her portfolio;
  • Develops and maintains an advanced knowledge of financial industry, economy, market conditions, rates, vendors and competition; remains informed of trends and developments in local market and changes to regulations governing private and government issued mortgages.
  • Represents the Bank in various community, civic, and community reinvestment functions to further enhance the Bank's image and develop additional business; assists the Bank in establishing and maintaining market position in the financing arena.
  • Responds to inquiries or refers inquiries to the appropriate department or person, and exhibits the necessary follow through with customers and/or staff involved.
  • Consistently applies superior decision making techniques pertaining to inquiries, approvals and requests as they apply to existing policies and procedures,
  • Processes, solves and answers complex customer transactions, problems or inquiries.
  • Answers telephones, answers questions and directs callers to proper Bank personnel.
  • Treats people with respect; keeps commitments; Inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
  • Assures compliance with all Bank policies, procedures and processes, and all applicable state and federal banking laws, rules and regulations; adheres to Bank Secrecy Act (BSA) responsibilities that are specific to the position.
  • Completes administrative tasks correctly and on time; supports the Bank's goals and values; benefits the Bank through outside activities.

    Requirements

    MINIMUM EDUCATION QUALIFICATIONS:EDUCATION AND/OR EXPERIENCE REQUIREMENTS

    • Bachelor's degree in accounting, finance, economics or related field.
    • Substitution: Five (5) years of directly related full time experience performing the functions outlined above may be considered in lieu of the degree.
    • Five (5) years of experience in the financial services industry with at least one (1) year performing mortgage lending (FHA, VA, conventional, etc.).
    • Experience with construction, real estate, and consumer mortgage loan origination, underwriting, documentation and processing.
    • Experience, knowledge and training in all lending activities and terminology.
    • Experience, knowledge and training in financial statement and tax return analysis.
    • Ability to travel to various branch locations.

      LICENSES, CERTIFICATES, AND OTHER REQUIREMENTs

      • Must successfully pass criminal background check.
      • Must successfully pass credit background check.
      • Registered with the Nationwide Mortgage Licensing System and Registry as a mortgage loan originator in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act (the "SAFE Act").

        DESIRED EDUCATION AND/OR EXPERIENCE REQUIREMENTS

        • Bachelor's Degree in accounting, finance, economics or related field.

          In evaluating candidates for this position, CCFBank may consider a combination of education, training, and experience which provides the necessary knowledge, skills, and abilities to perform the duties of this position.

Keywords: CCFBank, Eau Claire , Mortgage Loan Officer, Accounting, Auditing , Eau Claire, Wisconsin

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Accounting, Auditing Jobs


Drive with Lyft - Set your own hours and cash out when you want.
Description: What is Lyft br Lyft matches drivers with passengers who request rides through the Lyft smartphone app. Signing up to br be a Lyft driver is the perfect opportunity for you to set your own schedule (more...)
Company: Lyft
Location: Farmington
Posted on: 09/20/2019

Senior Engineer - Minneapolis
Description: Senior Engineer 13 Target Enterprise, Inc. is currently seeking a full-time Senior Engineer at our offices in Minneapolis, Minnesota. The Senior Engineer will be responsible for supporting
Company: Target Corp/Media Buying
Location: Minneapolis
Posted on: 09/20/2019

JDE Business Systems Analyst, Financial - Minneapolis MN
Description: The Finance BSA will focus on ensuring that the systems that support trade promotions, advanced
Company: Tri-S Recruiters, Inc.
Location: Minneapolis
Posted on: 09/20/2019


Entry Level Financial Advisor
Description: We're More Than InsuranceAt Mutual of Omaha, we're not afraid to step outside the box and release the potential for ultimate success. We are a Fortune 500 company that allows you to carve your own professional (more...)
Company: Mutual of Omaha
Location: Dundas
Posted on: 09/20/2019

Credentialed Tax Expert - CPA
Description: Overview If you are a highly motivated individual with an active credential CPA/EA/Practicing Attorney and excellent communication skills, we need you to help our customers complete their taxes using (more...)
Company: Intuit
Location: Rochester
Posted on: 09/20/2019

Credentialed Tax Expert - CPA
Description: Overview If you are a highly motivated individual with an active credential CPA/EA/Practicing Attorney and excellent communication skills, we need you to help our customers complete their taxes using (more...)
Company: Intuit
Location: Saint Paul
Posted on: 09/20/2019

Drive with Lyft - Set your own hours and cash out when you want.
Description: What is Lyft br Lyft matches drivers with passengers who request rides through the Lyft smartphone app. Signing up to br be a Lyft driver is the perfect opportunity for you to set your own schedule (more...)
Company: Lyft
Location: Rosemount
Posted on: 09/20/2019

Senior Manager Fiber Market Lead
Description: About CenturyLink br br CenturyLink NYSE: CTL is the second largest U.S. communications provider to global enterprise customers. With customers in more than 60 countries and an intense focus on (more...)
Company: CenturyLink
Location: Minneapolis
Posted on: 09/20/2019

Fiduciary Tax Manager 2
Description: Job DescriptionAt Wells Fargo, we want to satisfy our customers financial needs and help them succeed financially. Were looking for talented people who will put our customers at the center of everything (more...)
Company: Wells Fargo
Location: Minneapolis
Posted on: 09/20/2019

Commercial Banking Client Representative I
Description: Our client, one of the top international banks is currently seeking a Commercial Banking/Mortgage Client Representative to cover a medical leave until end of January 2020. br br The position is in (more...)
Company: Kelly Services
Location: Minneapolis
Posted on: 09/20/2019

Log In or Create An Account

Get the latest Wisconsin jobs by following @recnetWI on Twitter!

Eau Claire RSS job feeds