Mortgage Portfolio Advisor

Company: Securian
Location: Saint Paul
Posted on: May 30, 2025

Job Description:

Overview:We are seeking a highly skilled and motivated individual to join our team as a Commercial Real Estate Loan Portfolio Advisor. This role is crucial in managing a $7+ billion commercial real estate loan portfolio and contributing to the overall success of our commercial mortgage loan department. The ideal candidate will work closely with the manager and department team members to effectively manage a large and growing portfolio in an ever-changing environment.Responsibilities include but not limited to:

• Perform ongoing monitoring of existing holdings, including complex data mining and trend analysis on the portfolio.
• Develop custom reports, including ad hoc investment committee and board reports.
• Manage correspondent relationships and maintain a high level of professional service. Lead the onboarding of new servicer relationships and manage the transfer of business as needed.
• Evaluate and respond to correspondents on complex loan requests. Act as the business owner and engage with the internal legal team and other department members to collaboratively resolve issues and properly document and close transactional requests.
• Manage escrow releases, ensuring proper documentation and that monies are spent as intended .
• Identify potential borrower and collateral stress and recommend protective mitigants. Coordinate the documentation and implementation of remedial plans and monitor recovery progress.
• Calculate make-whole provisions as prescribed in the legal documents.
• Perform the review of annual loan submissions and analyze collateral financial results. Maintain accurate and up-to-date system data pertaining to debt coverage ratios and loan-to-value measurements.
• Perform the Risk-Based Capital analysis of Schedule B assets used for regulatory reporting.
• Maintain the asset class watchlist and make recommendations on category designations.
• Perform various auditing and accounting requests related to the commercial mortgage portfolio.
• Support technology and modernization initiatives, promote creative ideas and solutions, and contribute to improvement projects that will best support our business and partners.
• Serve on working groups and committees as necessary and assist in developing products and processes that will benefit our clients.
• Collaborate with internal stakeholders on new product development.
• Develop and implement industry best practices for transaction closings and ongoing asset surveillance.
• Manage change by fostering an environment that promotes creative ideas and solutions.
• Perform related activities as directed and manage self-development to prepare for new responsibilities and challenges.Qualifications:
  • 5+ years in commercial real estate lending or servicing.
  • Completion of an undergraduate degree; and/or relevant industry certifications.
  • Organizational and project management skills to work under pressure, prioritize competing deadlines and make independent decisions in a constantly changing environment.
  • Strong math, analytical and critical thinking skills to handle complex investment transactions.
  • Strong communication and negotiation skills to establish and maintain effective interaction with internal and external partners.
  • Ability to understand and explain legal and financial concepts and translate data to multiple systems.
  • Strong working knowledge of Excel, Word, Precision Loan Management software, BOX.com, SQL, Tableau.Preferred Qualifications:
    • Engagement in industry affiliations and working groups.Securian Financial believes in hybrid work as an integral part of our culture. Associates get the benefit of working both virtually and in our offices. If you're in a commutable distance (90 minutes), you'll join us 3 days each week in our offices to collaborate and build relationships. Our policy allows flexibility for the reality of business and personal schedules. *This position aligns to our Business Operations job family. We will consider candidates at the P2 (Business Operations Sr. Analyst) and P3 (Business Operations Consultant) level for this opening based on the applicant's background and experience as it relates to this position.The estimated base pay range for this job is:$69,500.00 - $129,000.00Pay may vary depending on job-related factors and individual experience, skills, knowledge, etc. More information on base pay and incentive pay (if applicable) can be discussed with a with a member of the Securian Financial Talent Acquisition team.Be you. With us. At Securian Financial, we understand that attracting top talent means offering more than just a job - it means providing a rewarding and fulfilling career. As a valued member of our high-performing team, we want you to connect with your work, your relationships and your community. Enjoy our comprehensive range of benefits designed to enhance your professional growth, well-being and work-life balance, including the advantages listed here:Paid time off:
      • We want you to take time off for what matters most to you. Our PTO program provides flexibility for associates to take meaningful time away from work to relax, recharge and spend time doing what's important to them. And Securian Financial rewards associates for their service by providing additional PTO the longer you stay at Securian.
      • Leave programs: Securian's flexible leave programs allow time off from work for parental leave, caregiver leave for family members, bereavement and military leave.
      • Holidays: Securian provides nine company paid holidays.Company-funded pension plan and a 401(k) retirement plan: Share in the success of our company. Securian's 401(k) company contribution is tied to our performance up to 10 percent of eligible earnings, with a target of 5 percent. The amount is based on company results compared to goals related to earnings, sales and service.Health insurance: From the first day of employment, associates and their eligible family members - including spouses, domestic partners and children - are eligible for medical, dental and vision coverage.Volunteer time: We know the importance of community. Through company-sponsored events, volunteer paid time off, a dollar-for-dollar matching gift program and more, we encourage you to support organizations important to you.Associate Resource Groups: Build connections, be yourself and develop meaningful relationships at work through associate-led ARGs. Dedicated groups focus on a variety of interests and affinities, including:
        • Mental Wellness and Disability
        • Pride at Securian Financial
        • Securian Young Professionals Network
        • Securian Multicultural Network
        • Securian Women and Allies Network
        • Servicemember Associate Resource GroupFor more information regarding Securian's benefits, please review our .This information is not intended to explain all the provisions of coverage available under these plans. In all cases, the plan document dictates coverage and provisions.Securian Financial Group, Inc. does not discriminate based on race, color, religion, national origin, sex, gender, gender identity, sexual orientation, age, marital or familial status, pregnancy, disability, genetic information, political affiliation, veteran status, status in regard to public assistance or any other protected status. If you are a job seeker with a disability and require an accommodation to apply for one of our jobs, please contact us by email at Employment@Securian.com, by telephone 651-655-5522 (voice), or 711 (Relay/TTY).To view our privacy statement click To view our legal statement click

Keywords: Securian, Eau Claire , Mortgage Portfolio Advisor, Other , Saint Paul, Wisconsin